Michigan Auto Insurance Companies

You may or may not now that Michigan is currently working to enact complete auto insurance reform over the course of the next 12 months. The Governor asked each auto insurance company that does business in Michigan to "freeze" premiums for the next 12 months while the state tries to enact the aforementioned reform. So instead of some boring list of companies we decided that you may like to see a list of auto insurance companies broken down by who pledged to freeze rates and who didn't.

Said Yes to Freezing Rates

American Bankers Insurance Company of Florida
American International South Insurance Company
American Reliable Insurance
Electric Insurance Company
Essentia Insurance Company
Esurance Insurance Company
Great Lakes Casualty Insurance Company
IDS Property Casualty Insurance Company
Liberty Mutual Fire Insurance Company
Merchants Mutual Insurance Company
Meritplan Insurance Company
Metropolitan Direct Property Casualty Insurance
Metropolitan General Insurance Company
Metropolitan Group Property Casualty Insurance
Metropolitan Property Casualty Insurance Company
Pharmacists Mutual Insurance Company
Safeco Insurance Company of America
Safeco Insurance Company of Illinois
Wolverine Mutual Insurance Company

Said No to Freezing Rates

Affirmative Insurance Company of Michigan
AIU Insurance Company
Allied Property Casualty Insurance Company
Allstate Indemnity Company
Allstate Insurance Company
Allstate Property and Casualty
AMCO Insurance Company
American Family Home
American Fellowship Mutual Insurance Company
American Insurance Company
American International Insurance Company
American Modern Home
Amica Mutual Insurance Company
Auto Club Group Insurance Company
Auto Club Insurance Association
Auto-Owners Insurance Company
Bristol West Insurance Company
Bristol West Preferred Insurance Company
Central Mutual Insurance Company
Cincinnati Insurance Company
Citizens Insurance Company of America
Citizens Insurance Company of the Midwest
Dairyland Insurance Company
Emcasco Insurance Company
Employers Mutual Casualty Company
Encompass Indemnity Company
Encompass Property Casualty Company
Farm Bureau General Insurance Company of Michigan
Farm Bureau Mutual Insurance Company of Michigan
Farmers Insurance Exchange
Federal Insurance Company
Foremost Insurance Company Grand Rapids, Michigan
Frankenmuth Mutual Insurance Company
Fremont Insurance Company
Geico Indemnity Company
Grange Insurance Company of Michigan
Great Northern Insurance Company
Harleysville Lake States Insurance Company
Hartford Accident Indemnity Company
Hartford Casualty Insurance Company
Hartford Insurance Company of the Midwest
Hastings Mutual Insurance Company
Home-Owners Insurance Company
Horace Mann Insurance Company
Integon National Insurance Company
Markel American Insurance Company
MEEMIC Insurance Company
MemberSelect Insurance Company
Merastar Insurance Company
Mercury National Insurance Company
MIC General Insurance Corporation
Michigan Automobile Insurance Placement Facility
Michigan Insurance Company
Michigan Millers Mutual Insurance Company
Mid-Century Insurance Company
National General Insurance Company
National Interstate Insurance Company
National Interstate Insurance Company of Hawaii
Nationwide Mutual Fire Insurance Company
Nationwide Property and Casualty Insurance Company
New Hampshire Indemnity Company, Inc.
Northern Mutual Insurance Company
Pacific Indemnity Insurance Company
Partners Mutual Insurance Company
Patriot General Insurance Company
Philadelphia Indemnity Insurance Company
Pioneer State Mutual Insurance Company
Progressive Marathon Insurance Company
Progressive Michigan Insurance Company
Property Casualty Insurance Company of Hartford
QBE Insurance Corporation
Secura Insurance, A Mutual Company
Secura Supreme Insurance Company
Standard Fire Insurance Company
State Automobile Mutual Insurance Company
State Farm Fire and Casualty Company
State Farm Mutual Automobile Insurance Company
Teachers Insurance Company
Titan Indemnity Company
Titan Insurance Company
Travelers Indemnity Company of America
United Services Automobile Association
Unitrin Direct Insurance Company
Unitrin Direct Property and Casualty Company
USAA Casualty Insurance Company
Vigilant Insurance Company
West American Insurance Company
Westfield Insurance Company

Advice & Planning

You should speak with your insurance representative prior to making any changes to your policy. Our intention is to give Michigan residents an easy way to see if they are paying to much for their auto insurance policies. You will be contacted by insurance professionals to discuss your quote further if you'd like, it is a good idea to go over your specific, personal situation with them prior to making any decisions.